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OPT Financing
Explore The Cosmos Now and Pay LaterPowered by
We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase over time.
Affordable Monthly Plans
Pay for your order over 12, 24, or 36 months at competitive interest rates*.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
Questions?
Check Bread's FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.
*Subject to approval of credit application. Some financing terms will vary based on product and/or purchase price. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.
Bread® pay-over-time plans are loans made by Comenity Capital Bank.